BETVISA Maya — Limits, Fees & Settlement
Maya is a Philippine payment rail — regulation: Bangko Sentral ng Pilipinas, where it holds registration as an Operator of Payment System as well as status as an Electronic Money Issuer.
Key facts and contents
- Operator
- This operator started as Smart Money, was renamed PayMaya Philippines, and now trades as Maya Philippines, Inc.
- Regulator
- Bangko Sentral ng Pilipinas, where it holds registration as an Operator of Payment System as well as status as an Electronic Money Issuer
- Wallet limit
- Monthly caps step up from PHP 50,000 at Basic to PHP 100,000 at Upgraded, PHP 500,000 for Super Users, and finally PHP 5,000,000 for Ultimate Users
- Per-transaction cap
- InstaPay transfers out are capped at PHP 50,000 per day, and sending to another Maya user at PHP 20,000 per transaction, all at the Upgraded tier
- Settlement
- in real time via wallet-to-wallet or InstaPay, and by the same banking day via PESONet
- Figures as of
- 2026-09
This section covers Maya as a payment method — the company behind it, its licensing, and what it publishes on limits and fees.
Maya at a glance
| Field | Value |
|---|---|
| Operated by | This operator started as Smart Money, was renamed PayMaya Philippines, and now trades as Maya Philippines, Inc. |
| Regulated by | Bangko Sentral ng Pilipinas |
| Wallet limit | Monthly caps step up from PHP 50,000 at Basic to PHP 100,000 at Upgraded, PHP 500,000 for Super Users, and finally PHP 5,000,000 for Ultimate Users |
| Per-transaction cap | InstaPay transfers out are capped at PHP 50,000 per day, and sending to another Maya user at PHP 20,000 per transaction, all at the Upgraded tier |
| Settlement | in real time via wallet-to-wallet or InstaPay, and by the same banking day via PESONet |
| Published fees | Per Maya’s own cash-in page, selected partners offer free cash-in to a combined monthly total of PHP 8,000, taxed at 2 per cent above that. This figure, drawn from Maya’s own site, missed re-fetching at verification time, which is why it carries less weight than the directly-read GCash schedule above. |
Maya states these as MONTHLY wallet limits. GCash’s own description of the ceiling ties it to a balance held at any given time. Different things are measured by each of the two numbers, so treating them as directly comparable side by side is misleading, however frequently it’s done.
These numbers reflect a single snapshot, taken in 2026-09. Because a provider can change its fees and limits at any moment without telling anyone, its own page remains the one place with up-to-date figures.
How fast money actually moves
Maya settles in real time via wallet-to-wallet or InstaPay, and by the same banking day via PESONet. The rail is what’s under discussion there, not the casino — a withdrawal can wait in an operator’s own review before it ever gets to Maya, and that review step is generally what eats the time.
A per-transaction cap of InstaPay transfers out are capped at PHP 50,000 per day, and sending to another Maya user at PHP 20,000 per transaction, all at the Upgraded tier applies, which is why a larger transfer sometimes has to be split.
What Maya says about gambling transactions
Reading directly through Maya’s e-wallet terms and conditions turned up general prohibitions on illegal activity and anti-money-laundering breaches, with no gambling clause present. A restricted transaction called ‘illegal gambling or unauthorized game of chance’ appears in its separate CREDIT CARD terms, with suspension or cancellation of the card as the stated result. August 2025 saw Maya act on BSP Memorandum M-2025-029 by removing its in-app gambling and gaming links. The wallet stands apart from any restriction written into a credit card agreement, which is why distinguishing the two products matters.
Verification tiers
- Basic — The wallet’s monthly ceiling and the daily purchase ceiling are both fixed at PHP 50,000. Neither InstaPay-based bank transfers nor payments to other Maya users are open at this tier
- Upgraded — Providing a video selfie, valid ID and a verified address is required. PHP 20,000 per transaction and PHP 100,000 per day sending to a Maya user, PHP 50,000 per day and PHP 100,000 per month for InstaPay out, a PHP 100,000 monthly wallet limit, and purchases up to PHP 100,000 per day
- Super Users — A monthly cap of PHP 500,000 on the wallet pairs with daily caps of PHP 500,000 on purchases and sends. Maya offers no public disclosure of what qualifies an account for this tier
- Ultimate Users — This tier sets PHP 5,000,000 as the monthly wallet cap and PHP 5,000,000 as each daily limit, purchase and send alike. Maya offers no public disclosure of what qualifies an account for this tier
The published ceiling of Monthly caps step up from PHP 50,000 at Basic to PHP 100,000 at Upgraded, PHP 500,000 for Super Users, and finally PHP 5,000,000 for Ultimate Users applies to the tier stated above, not to every account.
Paying with Maya at BETVISA
- At BETVISA, sign in first and pull up the cashier from there.
- Open the cashier and choose Maya from the payment methods listed for your account.
- Make sure the name on your BETVISA account matches the name on your Maya account.
- Before confirming the amount, review whatever minimum, maximum and fee the cashier screen lists.
Your account’s current limits are displayed on the cashier screen, so check it before the first time you deposit through any new method.
FAQ
How long does Maya take?
The rail settles in real time via wallet-to-wallet or InstaPay, and by the same banking day via PESONet. Before a withdrawal goes out, an operator runs its own review, a separate step that usually takes more time.
How do I pay with Maya at BETVISA?
Log into your account, head into the cashier, and tap Maya among the methods it offers there. Two checks come first: matching names across both accounts and reviewing whatever limits appear at the cashier.
Who regulates Maya?
Maya — regulation: Bangko Sentral ng Pilipinas, where it holds registration as an Operator of Payment System as well as status as an Electronic Money Issuer. That covers the rail, not the casino.
What is the Maya wallet limit?
Monthly caps step up from PHP 50,000 at Basic to PHP 100,000 at Upgraded, PHP 500,000 for Super Users, and finally PHP 5,000,000 for Ultimate Users, at the tier the provider states. Lower tiers carry lower ceilings.